that's larry kudlow. all right, let's take this. this is very difficult. i'll tell you why it's difficult. new star is a telco company but you could say it's a tech company. we'll get rid of new star and keep 3d. we're going to put a health care company in this one, too. we're going to add pfizer, give you the 3.67% yield you need. chico's is fashion apparel. united rentals is fantastic. wells fargo, and i got to tell you that i think that wells is going to be one of the better bank performers. we're going to have a financial, a tech, a health care, a retail and an industrial and that will do it. rochester, again, congratulations. >> let's go to logan in maryland. logan. >> caller: thanks for taking my call. appreciate the help. >> my pleasure. >> caller: i have key, cheniere lng, valero, jarden group, jah. the last 20% right now is cash but i'm thinking about going gld and i'm 29 years old. >> it doesn't sound like it to me. i think they know if they left the market, they are in a checking account. i like the call. i think 10% does it right now because go